
As a result of the National Association of REALTORS® (N.A.R.) settlement, real estate agents across the country are now required to have a written agreement with a buyer before showing any homes. This change went into effect in 2024 and is designed to bring greater transparency and professionalism to the home-buying process.
This agreement — called the Buyer Representation and Broker Compensation Agreement (CAR Form BCA) — is essentially the buyer’s version of a listing agreement. It outlines your relationship with your agent, what services you can expect, how your agent will be compensated, and your mutual responsibilities. In short, it ensures you are represented by a licensed professional who is fully committed to advocating for your best interests.
Before this change, many buyers worked with agents informally, without fully understanding how commissions worked or whether their agent was truly representing them. Now, just like sellers sign a contract when listing a home, buyers must sign an agreement before receiving certain services — including touring homes in person.
This agreement gives you clarity and confidence. You’ll know exactly who is working for you, what their duties are, and how they’re compensated — typically through the seller or listing brokerage, unless otherwise agreed. It also ensures your agent is not just unlocking doors but providing strategic guidance, market expertise, and negotiation support throughout the entire transaction.
Instead of relying on casual arrangements, this new process puts your needs front and center — and allows your agent to go to work for you with full commitment from day one.
If you’re serious about finding the right home, signing this agreement is the first step in building a trust-based, professional relationship with your agent — and ensuring you have strong representation in one of the most important purchases of your life.
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